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Loan Process

No one pays more than Utica Jewelry & Loan on jewelry, especially gold jewelry. We offer 90% of melting with our rates posted on our board every day. We offer a 90-day loan. Utica Jewelry & Loan has the finest customer service, and we loan the most on all goods.

Bring in your collateral asset. 

Utica J&L Expert will assess & value your item. 

Utica J&L will fund you with a loan. 

Loans are 3 months with cost of 3% +$3 per month

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